Is figure HELOC a good lender?

Figure HELOC reviews are mixed. The lender has a 1.58 out of 5-star rating based on 52 customer reviews on the Better Business Bureau (BBB) website. Figure isn’t BBB-accredited, but it does have an A+ BBB rating. The lender’s ratings on Trustpilot are much more positive, with a 4.3-star rating based on 2,175 customer reviews.

Does figure offer a personal loan?

Figure offers personal loans ranging from $5,000 to $50,000. All loans are fixed-rate. The company offers a choice of two terms: three years or five years. Figure requires a minimum credit score of 680 from borrowers. Borrowers must have a debt-to-income ratio under 40% (excluding housing expenses) and a payment-to-income ratio under 20%.

Is figure a good online lender?

Figure is a solid online lender whose product offerings are a bargain for most people. Its entirely online application process takes the hassle of extensive paperwork, and the fees for its products are incredibly pocket friendly. Each of Figure’s products has a dedicated customer support line available Monday through Saturday.